Install Now. Save Now. Pay Later.  How Payflex Makes Upgrading Your Geyser Easier Than Ever

From Willie and Dan

 Why Payment Flexibility Matters for South African Households

Upgrading your geyser element is one of the simplest, most proven ways to cut your electricity costs, especially now, as tariffs continue to climb and more households shift toward solar PV, prepaid meters, and smart home energy solutions.

But for many families, paying for upgrades upfront can delay these savings by months.

That’s where flexible payment options like Payflex change the game.
They make XTEND more accessible, more affordable, and much easier to install right now, without waiting for payday.

Willie puts it in Eskommen sense terms:

“Why wait months to save on electricity when you can start saving this afternoon… and only pay a quarter today?”

 What Is Payflex and How Does It Work?

Payflex is a widely used Buy Now, Pay Later (BNPL) service available across South Africa. It’s accepted by Takealot, which currently stocks XTEND elements, and is designed for quick, interest-free instalments.

Here’s what makes Payflex so popular with homeowners:

How Payflex Works

• You choose Payflex at checkout.
• You pay 25% upfront.
• The remaining balance is split into three payments every two weeks.
• Zero interest. Zero fees. Zero paperwork.
• Instant approval using only your name, ID, and email.

It’s simple, fast, and cost-free, as long as instalments are paid on time.

 Real Example: XTEND on Payflex

Let’s say your XTEND element costs R2,700.

Your payment plan will look like this:

• R675 upfront
• R675 after 2 weeks
• R675 after 4 weeks
• R675 after 6 weeks

Total paid? Still R2,700.
Not a cent of interest added.

This allows homeowners to install immediately, start saving immediately, and keep their cash flow comfortable.

 Where You Can Use Payflex for XTEND

Right now, Payflex is supported through Takealot, where XTEND elements are listed.

This means:

• Buy XTEND today
• Pay 25%
• Get delivery immediately
• Install right away
• Start reducing geyser electricity usage before your second instalment is even due

The XTEND team is also working to integrate Payflex, and similar interest-free payment options, directly into the XTEND website.

 Other Instalment Options Available in South Africa

Some homeowners prefer longer repayment terms, beyond 6 weeks.
Here are some alternatives:

 Credit Card Budget Facilities

Banks offer budget facilities through PayU for 3, 6, or 12-month instalments.

Pros:

• Longer terms available
• Widely accepted
• Easy to activate

Cons:

• Interest applies
• Requires credit facility 

 Mobicred & MoreTyme

These revolving credit products allow you to pay monthly over several months.

Pros:

• Flexible monthly repayment
• Fixed instalments
• Supports a variety of retailers

Cons:

• Requires credit approval
• Interest or monthly fees apply 

 Why Flexible Payments Make Sense for XTEND Buyers

Whether you use prepaid electricity, grid-tied power, or solar PV, upgrading your geyser element sooner means you start saving sooner.

Flexible payments allow you to:

• Install immediately
• Reduce electricity usage right away
• Avoid taking on expensive credit
• Spread the purchase over multiple pay cycles
• Manage cash flow without delaying the upgrade

For many households, the savings from the XTEND element start before the final instalment is even paid.

That’s the definition of Eskommen Sense.

 Side-by-Side Comparison

 Why This Matters for Your Geyser (and Wallet)

XTEND elements are designed to help you cut water heating costs through:

• PTC ceramic efficiency
• Lower power draw (2kW)
• Inverter compatibility
• Hard water resistance
• Longer lifespan vs standard elements

Pairing an XTEND upgrade with an interest-free payment option means:

• Zero upfront strain
• Zero interest
• Immediate electricity savings
• Lower monthly running costs
• Faster return on investment

The financial benefit compounds, exactly what South African households need right now.

 Final Word: Pay Smarter. Save Faster.

Upgrading your geyser shouldn’t mean waiting months to free up cash.

With Payflex:

• You install today
• You improve efficiency today
• You cut geyser costs today
• You pay later, with zero interest

Willie & Dan couldn’t say it better:

“Hot water today. Savings today. Payments later.

That’s how you stick it to the man.”

 Next Steps

1. Visit Takealot and search for XTEND Geyser Elements.
2. Add your element to cart.
3. Select Payflex at checkout.
4. Install and start saving.
5. Keep watch…. Payflex will soon be available directly on the XTEND website.

 XTEND Elements

Heat Water for Less. Pay Smarter. Save More.